Planning area
Charitable Planning
Tax efficiency and philanthropic intent, designed to operate together rather than compete for the same dollars.
Overview.
Charitable giving strategies can reduce current income tax, avoid capital-gains recognition on appreciated assets, and multiply the eventual gift to the causes a client cares about — often using life insurance as the leverage point.
Leveraged charitable giving.
By directing a modest, predictable premium to a life-insurance policy owned by a charity or charitable trust, a donor can convert a series of manageable gifts into a death benefit many times larger than the cumulative premium — while capturing a current income-tax deduction along the way.
01. The gift
The donor contributes cash or an appreciated asset to fund the strategy.
02. Capital-gains avoidance
Appreciated assets routed through the right vehicle can avoid triggering gain.
03. The multiplier
Life insurance leverages the gift into a substantially larger eventual benefit.
Who this is for.
Recognition today
Donors who want visible impact and recognition during their lifetime.
Maximum impact
Donors focused on the largest possible eventual gift to the cause.
Lifetime deduction
Donors who want to capture the tax benefit of giving now.
Have a case that's too important to leave to chance?
Let's review the opportunity together.
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