Estate Planning

Wealth Accumulation      Premium Financing

 

THE PROBLEM: Estate Tax

The 2017 the tax code provides that every penny in excess of $5.49 million dollars is taxed upon death at rates that rapidly escalate to 40%. For the truly wealthy, a $5.49 million dollar estate tax exclusion doesn’t begin to preserve the substance of what you’ve worked so hard to accumulate.

The solution: Life Insurance held in an ILIT (Irrevocable Life Insurance Trust).

Life Insurance is the time tested solution of leveraging assets into dollars needed to pay future taxes so you can pass on what you’ve worked so hard to accumulate.

It is universally agreed that Life Insurance when structured correctly is the least expensive way to pay estate taxes. However, you have to pay the premium, which can be daunting and deplete your available cash reserves.

 

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