tax efficient solutions

The 99.5% Act

As of April 2021, the senate has released a plan for the 99.5% Act, which proposes to significantly reduce the current estate and gift tax regimes. The 99.5% act includes the following estate and gift tax proposals: Reduces the estate tax exemptions to $3.5 million. Reduces the gift tax exemption to $1 million. Limits the […]

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Estate Tax Planning Opportunities 2021: Why Finance Life Insurance Premiums?

Estate Tax Planning Opportunities in 2021 While the actual timing and extent of any income tax and estate tax legislation is still uncertain, there still may be time to take advantage of planning opportunities before changes are enacted. The current gift, estate and generating skipping tax (GST) exemption amount is $11,700,000 million per individual (up

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Life Insurance Can Play A Crucial Role In Helping Achieve The Legacy and Financial Objectives Of An Individual Or Family…

Life Insurance can play a crucial role in helping achieve the legacy and financial objectives of an individual or family… Especially those with significant taxable estates. Premium Financing There are potential advantages of financing life insurance premiums. This allows the policy owner to lower their cost. As an alternative approach to funding a policy, the

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Change Is Imminent – Proper Estate Planning Is Important Now More Than Ever

The world is constantly changing, and often, the changes are unpredictable. However, the fluidity of the marketplace also makes room for and creates new and different opportunities for clients to take advantage of. Whether it is to protect their legacy, continue growing their wealth while use sophisticated tools to transfer that wealth to either their

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Tax Efficient Solutions and the Premium Finance Market

Tax Efficient Solutions and the Premium Finance Market In order to sell premium finance and engage this market in an efficient and effective way, it is vital to have procedures, process and protocols. In our discussions about life insurance, we have found the most common complaints from producers are that they do not understand the

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Life Insurance As A Powerful Estate Planning Tool For The High Net Worth Clients

The term “High Net Worth” (HNW) might evoke different images to different people. To the average American, “high net worth” might constitute as an individual who has a couple million of dollars sitting in the bank. To wealthier individuals, the phrase might only apply to individuals in the upper 1% of the population, or those

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Some Americans Are Being Turned Away Trying to Buy Life Insurance

Due to economic pressure, “Some Americans Are Being Turned Away Trying to Buy Life Insurance”. At Tax Efficient Solutions we help guide your clients through the underwriting process and quagmire of carrier new rules and limitations that are coming out faster then people can process. Premium financing is a technique that utilizes a loan from an independent

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Foreign Currency Lending Solution Using The Swiss Franc

Foreign Currency Lending Solution using the Swiss Franc Utilizing Cross Currency Swap Currency Swaps can help mitigate the risk of unwanted interest rate fluctuations while further reducing interest expense. In addition to US Dollar LIBOR based loans, Tax Efficient Solutions has access to use Swiss Franc LIBOR rates. If a client wants to take full advantage

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