Life Insurance
Tax Efficient Solutions and the Premium Finance Market In order to sell premium finance and engage this market in an efficient and effective way, it is vital to have procedures, process and protocols. In our discussions about life insurance, we have found the most common complaints from producers are that they do not understand the […]
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The term “High Net Worth” (HNW) might evoke different images to different people. To the average American, “high net worth” might constitute as an individual who has a couple million of dollars sitting in the bank. To wealthier individuals, the phrase might only apply to individuals in the upper 1% of the population, or those
Life Insurance As A Powerful Estate Planning Tool For The High Net Worth Clients Read More »
Due to economic pressure, “Some Americans Are Being Turned Away Trying to Buy Life Insurance”. At Tax Efficient Solutions we help guide your clients through the underwriting process and quagmire of carrier new rules and limitations that are coming out faster then people can process. Premium financing is a technique that utilizes a loan from an independent
Some Americans Are Being Turned Away Trying to Buy Life Insurance Read More »
Foreign Currency Lending Solution using the Swiss Franc Utilizing Cross Currency Swap Currency Swaps can help mitigate the risk of unwanted interest rate fluctuations while further reducing interest expense. In addition to US Dollar LIBOR based loans, Tax Efficient Solutions has access to use Swiss Franc LIBOR rates. If a client wants to take full advantage
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Most Premium Finance loans use US Dollar Libor as the underlying rate, with a spread above LIBOR for the all-in rate to the borrower. In addition to US Dollar LIBOR based loans, Tax Efficient Solutions has access to use Swiss Franc LIBOR rates. While one-month US Dollar LIBOR is positive, one-month Swiss Franc LIBOR is
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Today’s political and economic climate gives the high-net-worth individuals advantageous planning opportunities given the current exemption numbers. Today’s tax exemption numbers are beyond comprehension and the highest that they have ever been. When done correctly, the techniques used to create these estate plans in minimizing tax exposure and maximizing the individuals’ legacy are highly effective.
Think Of Life Insurance As Being Future Money, And Not As An Expense. Read More »
Positive Planning Strategies in a Challenging Health and Economic Market As we continue to move forward during these difficult times, it is important to note that individuals still have ways in which their wealth can benefit. We explore various ways in which your assets can benefit in this type of climate: Gift Depreciated Assets Now
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When it comes to estate planning, not having a plan is a plan. But not a good one. There are many individuals who have yet to create an estate plan, many of whom are high-net-worth and ultra-high-net-worth individuals. Your hard-earned money will go to one of four places: family, friends, charity, or the government. You
When It Comes To Estate Planning, Not Having A Plan Is A Plan. But Not A Good One. Read More »
Financial Insights To Guide Your Decision Making. Estate planning is always an inexact science. Political sentiment changes, budget priorities shift, and fiscal realities set in. Thus, estate planning professionals urge individuals to take advantage of, but most importantly, take control of these conditions to ensure that the client is structured to move forward efficiently. The
Financial Insights To Guide Your Decision Making Read More »
The saying “chaos creates opportunity” applies to the estate planning world now more than ever. With the upcoming election, it is vital to have the correct estate plan that will not only preserve but also grow your financial assets and continue building generational growth. Senator Sanders introduced the “for the 99.8 Percent Act” in the
Does Chaos Create Opportunity In The Estate Planning World? Read More »
